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If you did not remarry before age 60 or you are currently not married and were married to your ex for over 10 years then you would be eligible for an ex spousal benefit (it is normally 50% of the exes benefit) IF your ex currently is receiving his SSA benefit. Understand that at your age (age 62) you are not a full retirement age (which should be age 66 for you). This means that if you elect to take the spousal benefit, you are deemed to also elect to take you normal retirement benefit. Both of these benefits would be reduced by the early retirement penalty. The spousal down to 32.5% and your normal SSA benefit reduced as well. You do not get both benefit, ONLY the higher of the two benefits. It is NEVER a good idea to make an election to take SSA in early retirement if you are working and getting a significant wage. Since you are than full retirement age during all of 2016, SSA will deduct $1 from your benefits for each $2 you earn above $15,720. Remarrying will not effect anything as you are already eligible and nothing changes with marriage in your circumstance.
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