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ABC Accounting Group
ABC Accounting Group, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 650
Experience:  Business Consultant/Accounting Manager
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I was married to my second husband more than 10 years before

Customer Question

I was married to my second husband more than 10 years before being divorced. I remarried but was divorced after five years. Now that I am 62 years old, can I start drawing social security on the husband I was married to for more than 10 years and then switch to my own social security once I reach age 66 or 70 if I am still able to work?
Submitted: 9 months ago.
Category: Social Security
Expert:  ABC Accounting Group replied 9 months ago.

Hi - if you are divorced after at least 10 years of marriage, you can collect retirement benefits on your former spouse's Social Security record if you are at least age 62 and if your former spouse is entitled to or receiving benefits. If you remarry, you generally can collect benefits on your former spouse due to your later marriage had ended.

Customer: replied 9 months ago.
You did not answer all of my question. IE, can I switch to my own insurance once I reach 66 if it is greater than what I draw from my former spouse?
Expert:  ABC Accounting Group replied 9 months ago.

Sorry - it appears my reply got deleted by the system. Unfortunately, if you apply for spousal benefits before you reached full retirement age, then you do not have the option of switching to your own benefit later.

Expert:  ABC Accounting Group replied 9 months ago.

The full retirement age is 66. Best Regards.

Expert:  ABC Accounting Group replied 9 months ago.

Hope this helps. Let me know if you have any other questions. Have a great afternoon.

Expert:  ABC Accounting Group replied 9 months ago.

If you have no additional questions, I would love to have a positive rating. If not, please let me know what I can do to assist you further. Thank you. Have a wonderful weekend.

Expert:  ABC Accounting Group replied 9 months ago.

Thank you.