Social Security Questions? Ask a Social Security Expert
Hi. My name is ***** ***** I will be happy to help you.
Your ex must apply for his benefits OR he must have reached his full retirement age of 66. The only way to find out is to check with the social security office or ask him.
Social security uses a complex formula to figure out your benefits:
- your age you first applied for any social security benefits (the sooner you applied, the lower your benefits will be)
- how much is your ex eligible for (does he has enough credits, did he applied for his benefits early)
- are 100% of your benefits higher than about 30% of his benefits? (if you applied before 60, you will not qualify for 50% of spousal benefits, more like 25 - 30%)
I see you read my respond. Do you have any questions? Is there anything else I can help you with today?