Social Security Questions? Ask a Social Security Expert
Hi from just answer. I'mCustomer I'll try to assist, but my understanding of SS and tier I is different than yours.
I thought the two benefits were integrated, that you could only collect one, not both. I'm going to read up on the subject and get back to you tomorrow.
Sorry, my first response never registered.
You can't collect SS early, then expect RRB Tier I at a sizable benefit. Your benefits will be consolidated in one retirement that has combined years and wage base.
If you could split benefits, you could get an early SS benefit, but your RRB Tier I benefit would only be based on 12 years work. The low benefit would not be enough to justify your strategy. Consolidated benefits will be much better for you.
Thanks again for asking at just answer. Positive feedback is appreciated. I'mCustomer