Social Security Questions? Ask a Social Security Expert
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If you were married to the husband #2 for more than 10 years, you may be eligible for spousal benefits that may be higher than your current one. On the other hand, if you are receiving any benefits you are not suppose to and social security finds out, you will have to repay all the benefits. It is not worth it. I would suggest to contact social security as soon as possible and set the record strait. If you remarried before 60, your benefits can be affected.
If you remarried before 60, you should be collecting widows benefits from your second spouse, not the first one, or if your second spouse is still alive, you could be eligible for spousal benefits based on your second spouse's records. But you should not be receiving widows benefits from your first spouse.
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No, I am sorry, I am confusing you. As long as you are not currently married, you can receive benefits based on your ex spouse's records as long as you were married for at least 10 years. Now, if your second spouse is still alive, you may be eligible for spousal benefits based on his records as well as widow's benefits based on your first spouse's records. If your second spouse died, you can receive widow's benefits based on the second spouse's records. But you can only collect one benefits at the time. If you applied for any type of social security benefits before your full retirement age, the social security will automatically pay you the highest benefits available to you. So it is important to strait up the records to make sure you are receiving the correct benefits: widow, spousal or your own.
As long as you are currently unmarried, not married to anybody, you can receive window's benefits based on your first husband's records.
If your second husband is 18 years younger he is probably not eligible for his own benefits just yet, so you are not eligible for the spousal benefits based on the second spouse records. One of the requirement to receive spousal benefits is that the spouse must be eligible or currently collecting social security benefits.
That being said, updating the record will not change your benefits but I would still request the correction. It may cause problems in the future.