Good afternoon Sharon,
I'm Doug, and I'm sorry to hear of the confusion. My goal is to provide you with excellent service today.
First of all, from one USAF veteran's family to yours, thank you for you and your contribution and service to our country,
I'm not sure why you were told what you were told, but all of your husband's income in the military was taxed by social security, as was his income outside the service.
I suspect what they meant was that because a spouse benefit is limited to a maximum of just 50% of the benefit payable to the other spouse, you probably had a larger benefit on your own than 50% of your husband's benefit would be paid.
However, in the event that he dies before you do, you will be entitled then to a survivor benefit and that benefit will pay you 100% of the social security benefit he is receiving at the time of his passing. So you benefit will increase in the future if you outlive your husband.
You may reply back to me using the Reply link and I will be happy to continue to assist you until I am able to address your concerns, to your satisfaction.
I hope that I have been able to fully answer your question. As I am not an employee of JustAnswer, please be so kind as to rate my service to you. That is the only way I am compensated for assisting you. Thank you in advance.
I wish you and yours the best in 2016,