Social Security Questions? Ask a Social Security Expert
Your IRA will be income and could make some of your SS taxable.
If you are receiving SSI then the pension would effect the amount you could receive.
If your benefits are based on your work history then no, the distribution would not effect your benefit payment. Social Security does not count pension payments, annuities, or the interest or dividends from your savings and investments as earnings. They do not lower your Social Security retirement benefits.
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