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dylatess
dylatess, ATTORNEY
Category: Social Security
Satisfied Customers: 3427
Experience:  37 plus years of SSD practice
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In 2010 my husband pasted away, and i then started to

Customer Question

in 2010 my husband pasted away, and i then started to recieve widows benifits, along with his social security , as his was more then mine. i recieved almost $200.00 dollars at that time.and every year it has been decreased . For 2016 I recieved $123.00.
i would like to know why it has been going down every year. and if so why?.
Submitted: 5 months ago.
Category: Social Security
Expert:  Stephanie O Joy, Esq replied 5 months ago.

Hi, my name is***** and I am here to assist you. I am a social security attorney in my private practice – that is ALL I do. Please let me know that my post here is coming through for you by typing a quick reply.

Expert:  Stephanie O Joy, Esq replied 5 months ago.

How old are you please?

Customer: replied 5 months ago.
I am 78 years old, and i want you to send the answer to my e-mail address
Expert:  Stephanie O Joy, Esq replied 5 months ago.

Hi, I must respond here, on the site forum. However, if you wish for premium services, we can email privately after you opt for that. I will ask that such an offer be made you.

Customer: replied 5 months ago.
is that $52.00 dollars extra . then the $32
Expert:  Stephanie O Joy, Esq replied 5 months ago.

I didn't provide a phone offer, but the site may have. And yes, live phone consult also costs more and so is in addition to.

Expert:  Stephanie O Joy, Esq replied 5 months ago.

But, I am happy to answer your questions right here, no need for either of the others if you don't wish for that.

Expert:  Stephanie O Joy, Esq replied 5 months ago.

Are you still working?

Expert:  Stephanie O Joy, Esq replied 5 months ago.

Also, are you getting 2 Ss checks?

Customer: replied 5 months ago.
no i am not working i retired in 2013 i am not getting 2 checks.
Customer: replied 5 months ago.
Each year my benefits go down, and the health insurance goes up. , we don't recieved any cost of living raise.
Customer: replied 5 months ago.
please send answer
Customer: replied 5 months ago.
I am not getting any aqnswer from you . Is this not reaching you. Please let me know,
Expert:  Stephanie O Joy, Esq replied 5 months ago.

I had to run out quickly! Sorry, I am back.

Expert:  Stephanie O Joy, Esq replied 5 months ago.

OK, there will be COLAs again. So that should help. What are you paying for Medicare? 104.90?

Expert:  Stephanie O Joy, Esq replied 5 months ago.

You said, "I then started t receive widows benefit, along with his social security" -- can you clarify what you mean by that because it seems to say 2 benefits. Thanks in advance for clarifying.

Customer: replied 5 months ago.
before he passed away we both were getting social security checks. after he passed away i then received his benefit and the widows pension in one check, and i no longer received mine .
Expert:  Stephanie O Joy, Esq replied 5 months ago.

when you say "widows pension" are you referring to Social Security?

Customer: replied 5 months ago.
I am talking about the benefit that i received as a widow . that is the benefit i am inquiring about that has been.reduced each year . on my social security check.
Customer: replied 5 months ago.
i was referring to social security
Expert:  Stephanie O Joy, Esq replied 5 months ago.

OK, this causes confusion because we don't receive his when he dies. Rather, you receive a Survivor benefit amount based on his record IF it is bigger than your own work record benefit. You could then be getting your own plus the balance to get your total amount up to the survivor amount due you.

But that all said, OK, so WHY is it reduced? Let's see if we can figure out the likely cause. From 200 to $123 is decent jump down.

Please tell me what Medicare insurance or insurances you have. I.e. do you have an advantage plan? Rx plan? Supplemental plan?

Also, has your income changed substantially from 2013 to 2014?

Customer: replied 5 months ago.
i have medicare part A and part B. I also have security health supplement plan, and medicare prescription plan. The medicare and the supplement cost is $151,40 and the prescription premium is $ 77.00 per month . The total of which comes to $228.40.
My income changed when I retired from working 3 years ago . After the insurances are taken off i receive $638.60 a month. That includes both the social security benefit and the widows benefit. My question is why should the widows benefit be reduced. i would think once it was the amount was decieded it should remain the same each year.
Expert:  Stephanie O Joy, Esq replied 5 months ago.

Do you get ALL your SS benefits in ONE check per month? I think that is what you said before. If that is the case, what reference is leading you to believe that it is the Widow's addition amount, on top of your own amount, that is going down? Do you have reason to believe it is NOT that the deductions have increased, but that the actual gross amount of the benefit is reduced?

Also, do you have your 1099s from 2014 and 2015?