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dylatess
dylatess, ATTORNEY
Category: Social Security
Satisfied Customers: 3427
Experience:  37 plus years of SSD practice
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My husband will be 62 on July 1, he is thinking about

Customer Question

My husband will be 62 on July 1, he is thinking about drawing his social security, but we are concerned that if I should die his social security will not support him. We have been married 3 years, could he draw mine if not how may years do we have to be married for him to be able to draw my social secuity.
Submitted: 5 months ago.
Category: Social Security
Expert:  emc011075 replied 5 months ago.

Hi. My name is ***** ***** I will be happy to help you.

For him to collect benefits based on your records you must apply for your benefits first. If he apply at 62 all his benefits he is or will be eligible for will be permanently reduced by about 25 - 30%. At 62 he will automatically receive higher of his own or about 32% of yours.

Expert:  emc011075 replied 5 months ago.

Here are couple of links to figure out the exact percentage:

His own: https://www.ssa.gov/OACT/quickcalc/early_late.html

and spousal: https://www.ssa.gov/OACT/quickcalc/spouse.html

Expert:  emc011075 replied 5 months ago.

I see you read my respond. Do you have any questions? Is there anything else I can help you with today?

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