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TaxRobin
TaxRobin, Tax Preparer
Category: Social Security
Satisfied Customers: 14496
Experience:  15+ years in tax preparation and instruction
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If I am getting Half my X-Husbands Pension, do I still get

Customer Question

If I am getting Half my X-Husbands Pension, do I still get MY benefits from MY working Years, as I plan to start collecting this year as I turn 62 in Sept...
Submitted: 9 months ago.
Category: Social Security
Expert:  TaxRobin replied 9 months ago.

Hello

If by "Pensions from EX-Spouses" you mean SS benefits based on their work history, when you are eligible for retirement benefits on your own record and divorced spouse’s benefits, SSA will pay the retirement benefit first (your work record). If the benefit on your ex-spouse’s record is higher, you will get an additional amount on your ex-spouse’s record so that the combination of benefits equals that higher amount.

They do not pay you your full amount based on your work record AND your ex-spouses work history amount.

SSA will look at both records and if your ex-spouse amount is more then they will bump up your benefit amount so you receive a higher amount than just your record but they will not go over the ex-spouse amount.

If on your own record you would get $1000 but on ex-spouse you would get $1500, they will not pay you $2500, but they will pay you all your $1000 plus some of the ex-spouse amount to get you up to $1500.

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