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lev-tax
lev-tax, Tax Advisor
Category: Social Security
Satisfied Customers: 28084
Experience:  Taxes, Immigration, Labor Relations
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I am drawing off myself and husband I draw 900 and he draws

Customer Question

I am drawing off myself and husband I draw 900 and he draws 2400 so can i stop drawing off myself and just draw off of him . would I get more money that way ?
Submitted: 6 months ago.
Category: Social Security
Expert:  lev-tax replied 6 months ago.

I assume that you are asking about social security benefits - correct?
If 2400 is the amount of benefits your husband receive based on his full retirement age - your spousal benefits would be 1200 - that is 50% of his benefits.

However - depending at which age you started your own social security benefits - these benefits might be reduced.

Expert:  lev-tax replied 6 months ago.

If you begin receiving benefits:

between age 62 and your full retirement age, the amount will be permanently reduced by a percentage based on the number of months up to your full retirement age.

If you are under full retirement age and you continue to work while receiving benefits, your benefits may be affected by the retirement earnings test.

at your full retirement age, your benefit as a spouse cannot exceed one-half of your spouse's full retirement amount.