How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask lev-tax Your Own Question
lev-tax, Tax Advisor
Category: Social Security
Satisfied Customers: 29535
Experience:  Taxes, Immigration, Labor Relations
Type Your Social Security Question Here...
lev-tax is online now
A new question is answered every 9 seconds

I am drawing off myself and husband I draw 900 and he draws

Customer Question

I am drawing off myself and husband I draw 900 and he draws 2400 so can i stop drawing off myself and just draw off of him . would I get more money that way ?
Submitted: 11 months ago.
Category: Social Security
Expert:  lev-tax replied 11 months ago.

I assume that you are asking about social security benefits - correct?
If 2400 is the amount of benefits your husband receive based on his full retirement age - your spousal benefits would be 1200 - that is 50% of his benefits.

However - depending at which age you started your own social security benefits - these benefits might be reduced.

Expert:  lev-tax replied 11 months ago.

If you begin receiving benefits:

between age 62 and your full retirement age, the amount will be permanently reduced by a percentage based on the number of months up to your full retirement age.

If you are under full retirement age and you continue to work while receiving benefits, your benefits may be affected by the retirement earnings test.

at your full retirement age, your benefit as a spouse cannot exceed one-half of your spouse's full retirement amount.