If you turn 62 - you become eligible for social security benefits - you may start benefits either based on your own working record - OR based on your spouse's working record - spousal benefits - that are 50% of whatever you spouse is entitled.
You may work and receive social security benefits at the same time - that is not an issue.
However - as you are below your full retirement age (66)
- your benefits will be reduced compare to whatever you were entailed at your full retirement age
- your earned income is limited - and if your wages are above certain threshold - the SSA would reduce your benefits.
Your husband is 66 - means - at full retirement age.
He may be entitled to benefits either on his own working record OR spousal benefits (50% of your benefits)
Generally - he would select whatever benefits are larger.
But he may choose spousal benefits.
HOWEVER - if your husband will receive ANY benefits - hes own benefits will NOT grow.
If he want to have his own benefits delayed and grow 8% per year - he would need to suspend any benefits.