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lev-tax
lev-tax, Tax Advisor
Category: Social Security
Satisfied Customers: 28084
Experience:  Taxes, Immigration, Labor Relations
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I'll be 60 in August and husband will be 63 later this

Customer Question

I'll be 60 in August and husband will be 63 later this month. I've had a knee and hip replacement as well as spine surgery. I've applied and been passed over on at least 50 job opportunities. I am wondering whether there's an option for me to claim benefits along with husband now rather than continuing to seek employment? We have a 17 year old son. and a 19 year old son.
Submitted: 6 months ago.
Category: Social Security
Expert:  lev-tax replied 6 months ago.

You will be eligible for social security benefits when you turn 62.

You might be eligible for disability benefits NOW - if you will be considered disabled.

This booklet provides basic information on Social Security disability benefits

https://www.ssa.gov/pubs/EN-05-10029.pdf

Social Security pays benefits to people who can’t work because they have a medical condition that’s expected to last at least one year or result in death.

The first step would be to communicate with your doctor and ask if he/she will be able to certify your disability.

Questions?

Customer: replied 6 months ago.
Anything through my husband 63 and 17 year old son?
Expert:  lev-tax replied 6 months ago.

Your husband is eligible for social security benefits after 62 - but because he is below his full retirement age (66) - his earning will be limited.

You may be eligible for spousal benefits (based on your husband's working record) starting the month you will turn 62 OR if you will be considered disabled.

If either you or your husband will start social security benefits - your son will be eligible for benefits as well.

Expert:  lev-tax replied 6 months ago.

Based on your information - your best approach would be to apply for disability benefits.

If approved - you might be eligible based on either your own working record or your husband's work - whatever is larger.

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