Social Security Questions? Ask a Social Security Expert
As a surviving spouse you are entitled to receive social security benefits based on your late spouse's working record.
Your benefits are generally 100% of your spouse's benefits - but they are reduced if you start benefits before your full retirement age.
You might be eligible to own social security benefits - based on YOUR working record - and may switch to your own benefits at any age after 62 - but most likely - it would be more beneficial to wait till you turn 70 and have your own benefits grow 8% per year,
If you want to estimate your own benefits - you will need to have your working record - the amount of wages you received for every year since you started working.
Let me know if you need help with that.