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lev-tax, Tax Advisor
Category: Social Security
Satisfied Customers: 29484
Experience:  Taxes, Immigration, Labor Relations
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As I prepare latter years I am wondering when I pass, how

Customer Question

hi, as I prepare for my latter years I am wondering when I pass, how much of my social security check my wife will be able to collect assuming she forfeits check is approximately $1150 a month..
thank you for your help
Reg. Walker Sr.
Submitted: 11 months ago.
Category: Social Security
Expert:  lev-tax replied 11 months ago.

You probably know people who are receiving Social Security survivors benefits because they're a widow or widower.

Expert:  lev-tax replied 10 months ago.

Your widow or widower can receive:

--reduced benefits as early as age 60 or full benefits at full retirement age or older.

--benefits as early as age 50 if he or she is disabled AND their disability started before or within seven years of your death.

Widows cannot apply online for survivors benefits. If they want to apply for disability benefits on your record, they should contact Social Security at 1-***-***-**** to request an appointment.

The maximum survivors benefit amount is limited to what you would receive if you were still alive.

These are examples of monthly benefit payments:

  • Widow or widower, full retirement age or older --100 percent of your benefit amount;
  • Widow or widower, age 60 to full retirement age -- 71½ to 99 percent of your basic amount;
  • Disabled widow or widower, age 50 through 59 -- 71½ percent;
  • Widow or widower, any age, caring for a child under age 16 -- 75 percent.

Let me know if that answered your question.

If you need any clarification - be sure to ask.