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dylatess
dylatess, ATTORNEY
Category: Social Security
Satisfied Customers: 3427
Experience:  37 plus years of SSD practice
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I am drawing my ss at 567.00 a month started drawing at 62

Customer Question

I am drawing my ss at 567.00 a month started drawing at 62 my husband is 79 and gets 1100.00 a month. We have been married for 24 years. How do I go about drawing a larger amount on his and what would that amount be?
Submitted: 6 months ago.
Category: Social Security
Expert:  Lane replied 6 months ago.
You can't....From Social Security:..."If you qualify for benefits on your own record, we will pay that amount first. If the benefit on your spouse’s record is higher, you'll get an additional amount on your spouse’s record so that the combination of benefits equals that higher amount."
Expert:  Lane replied 6 months ago.
How Much Will I Receive?If you qualify for benefits on your own record, we will pay that amount first. If the benefit on your spouse’s record is higher, you'll get an additional amount on your spouse’s record so that the combination of benefits equals that higher amount.
Expert:  Lane replied 6 months ago.
https://www.ssa.gov/planners/retire/applying6.html#&a0=0
Expert:  Lane replied 6 months ago.
Here is an example:Mary Ann qualifies for a retirement benefit of $250 and a spouse’s benefit of $400. At her full retirement age, she will receive her own $250 retirement benefit, and we will add $150 from her spouse’s benefit, for a total of $400. If she takes her retirement benefit before her full retirement age, both amounts will be reduced.
Expert:  Lane replied 6 months ago.
From the Social Security Retirement Benefit Brochure: I(I'll underline the pertinent part)..."Spouses who never worked or have low earnings may get up to half of a retired worker’s full benefit. If you’re eligible for both your own retirement benefits and spousal benefits, we always pay your own benefits first. If your benefits as a spouse are higher than your own retirement benefit, you’ll get a combination of benefits equaling the higher spouse benefit."...https://www.ssa.gov/pubs/EN-05-10035.pdf
Expert:  Lane replied 6 months ago.
From the Social Security Retirement Benefit Brochure: I(I'll underline the pertinent part)..."Spouses who never worked or have low earnings may get up to half of a retired worker’s full benefit. If you’re eligible for both your own retirement benefits and spousal benefits, we always pay your own benefits first. If your benefits as a spouse are higher than your own retirement benefit, you’ll get a combination of benefits equaling the higher spouse benefit."...https://www.ssa.gov/pubs/EN-05-10035.pdf

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