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Ask Lane Your Own Question
Category: Social Security
Satisfied Customers: 9720
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
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I will start collecting my benefit this June. I will turn 62

Customer Question

I will start collecting my benefit this June. I will turn 62 later this month.
Will my wife's income affect my benefit?
Submitted: 5 months ago.
Category: Social Security
Expert:  Lane replied 5 months ago.
Hi,...No. Your spouse's income does not affect your befit at all (your own income won't affect it after full retirement age)...They know about your earnings NOT through your tax filing (although that does serve as a double-check) they know about YOUR earnings through your company's payroll (OR your schedule E if you were self employed)...Here's a good overview of this: a side note, you won't see this on the Social Security site, for the same reason you don't see this in the code, (the law). The code simply specifies the reduction for earning while taking an early benefit ...not that a spouse's income WON'T cause a reduction....Please let me know if you have any questions at all....If this HAS helped, and you DON’T have other questions … I'd appreciate a positive rating (using the faces or stars on your screen, and then clicking “submit That’s the only way JustAnswer will credit us for the work here....Thank you!Lane……I hold a law degree (JD, Juris Doctorate), with concentration in Tax Law, Estate law & Corporate law, an MBA, with specialization in finance & tax, as well as CFP® and CRPS designations. - I’ve been providing financial, Social Security/Medicare, estate, corporate, both for-profit and non-profit, and tax advice, since 1986
Expert:  Lane replied 5 months ago.
…Hi,...I’m just checking back in to see how things are going....Did my answer help?...Let me know…...ThanksLane…

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