Hi,...I can help here. This "research group" is (in this expert's opinion) exploiting a change in the Social Security Law that really affects only a small group of people....The 1969 piece is COMPLETELY erroneous, if intentional, a lie....The important ages here are those that are at least met the full retirement age of 66, and is not yet age 70....What this affects is what Congress deemed a "loophole" (and closed in last year's legislation) and what many others including financial planners called a filing strategy....April 30th is the first day of the new rules for Voluntary Suspensions, aka “File and Suspend”; the 29th is the final day to request a suspension under the old rules....There is one primary difference between the old and the new rules: if you suspend under the new rules, your spouse
will be ineligible to claim spousal benefits while your benefit is in suspense....Whereas, if you have reached critical ages and can still file under the old rules, If you suspend your benefit, while your benefit is in suspense, spouses and other auxiliaries can still collect benefits based on your work record....That's it....The critical birth years are as follows:...For those age 66 or older by April 29th 2016 (said differently, born Apr 30th 1950 or earlier) the file & suspend strategy is still available, if you file for your Social Security benefits before Apr. 29th of this year....For those age 62 or older, in 2015 (said differently, born Jan 1st 1954 or earlier), (AND ELIGIBLE FOR SPOUSAL BENEFITS),the restricted application is still available at that person's full retirement age....I'm attaching a table that should clarify...…I hold a law degree (JD, Juris Doctorate), with concentration in Tax Law, Estate law & Corporate law, an MBA, with specialization in finance & tax, as well as CFP® and CRPS designations. - I’ve been providing financial, Social Security/Medicare, estate, corporate, both for-profit and non-profit, and tax advice, since 1986.