Social Security Questions? Ask a Social Security Expert
My name is***** and I will be helping you with your question today. This is for informational purposes only and does not establish an attorney client relationship.
First of all, yes you can get her benefit reviewed and you should be able to handle this on your own. Secondly, you also have to understand that her spousal benefit is also reduced by the early retirement penalty. At age 62, she does not receive the full 50% benefit that she would receive at full retirement age, she receives just 32.5% of your benefit and that does not include any credits you received if you retired after full retirement age (it is only based on your full retirement amount). So it is actually possible that she is receiving the correct amount. You can call Social Secuirty toll-free at 1-***-***-**** or contact your local office and set up an appointment (this might actually save you time as the 800 number can have very long waits at times) to review her benefit.
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