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Megan C
Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 16547
Experience:  Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level
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Everyone is talking about benefits of "loopholes" in Social

Customer Question

Everyone is talking about benefits of "loopholes" in Social Security and how the opportunity will end April 30, 2016. NO ONE IS TELLING US HOW TO APPLY
What is "File and suspend?"
I was born in 1942
Submitted: 6 months ago.
Category: Social Security
Expert:  Megan C replied 6 months ago.

Thank you for your question.

File and suspend is where one spouse files, and immediately suspends there benefit - this allows the second spouse to commence receiving benefits off the first spouse. The filing spouse's benefit continues to grow. You must be full retirement age to do this.

Please let me know if you need anything additional. If not, please rate positive.

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