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Megan C
Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 16547
Experience:  Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level
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I am 66 as of 11/1/15 My wife turned 65 today 3/18/16. I

Customer Question

I am 66 as of 11/1/15 My wife turned 65 today 3/18/16. I would like to file and suspend my SS benefits until 70. How is the best way for my wife to file and collect the spousal benefit?
Bob
Submitted: 8 months ago.
Category: Social Security
Expert:  Megan C replied 8 months ago.

Thank you for your question. The easiest thing to do would be to go to the social security office together. You can file a restricted application (file and suspend) and then your wife can file for benefits. Your benefit will continue to accrue until you draw it -- until age 70. Take it when you're 70 because there's no point in waiting any longer than that.

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