Social Security Questions? Ask a Social Security Expert
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Yes, she would receive the higher of your benefit and her retirement benefit (they do not stack). At that time of your death, your spouse can apply for SS survivor benefits and being age 71, she would receive 100% of your SS benefit ($1876). She can also apply for a one time payment of $255 at the same time. See link to for more info from the SSA website: https://www.ssa.gov/planners/survivors/ifyou7.html So to answer your question, yes she can receive your benefit if it is higher than her own.
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