How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask lev-tax Your Own Question
lev-tax
lev-tax, Tax Advisor
Category: Social Security
Satisfied Customers: 28084
Experience:  Taxes, Immigration, Labor Relations
870116
Type Your Social Security Question Here...
lev-tax is online now
A new question is answered every 9 seconds

I am 68 collecting benefits. My wife aged 63 is retiring

Customer Question

I am 68 collecting benefits. My wife aged 63 is retiring march 31. Question is can she get spousal benefit based upon on my benefit until she chooses to elect her own earned benefit
Submitted: 10 months ago.
Category: Social Security
Expert:  lev-tax replied 10 months ago.

Your spouse MAY apply for spousal benefit - that is not an issue.

But since she will receive social security benefits - that is not counted as delay of her own benefits - and her benefits will NOT be recalculate when she chooses to elect her own earned benefit.

Expert:  lev-tax replied 10 months ago.

See here - Benefits For You As A Spouse

https://www.ssa.gov/planners/retire/applying6.html

If you qualify for retirement benefits on your own record, we will pay you that amount first. But if you also qualify for a higher amount as a spouse, you will get a combination of benefits that equals that higher amount. Your application will include both benefits.

So - if your spouse want her benefits to be recalculated at the later age - she should NOT receive social security benefits till that age.

.
I appreciate if you take a moment to rate the answer.
Experts are ONLY credited when answers are rated positively.
If you still have any doubts, need clarification - please be sure to ask.
I am here to help you with all tax related issues.