Social Security Questions? Ask a Social Security Expert
John, do you have a Medicare plan, like a supplement or an advantage plan with an medicare health insurance company?
Many medigap plans have actually increased this year. Do you have reason to believe yous did not? (Ours did as well). Let me know if you can double check that from where you are.
Yes, I am researching.
Do you pay your Medigap policy separately?
Some policies are paid for via a deduction from your SS benefit amount, yes. But, you have clarified that that isn't so.
And, for the record, I am trying to look at possible reasons for the reduction, as you requested, so I can eliminate them, leaving you with the answer as to which legitimate reason it is being reduced (so you don't waste your time appealing it), OR, the belief that there is no legitimate reason, ergo a mistake, so you can address it with the SSA.
From your gross SS amount, is the ONLY thing taken out your 104.90 and your Part D (if you have part D)?
Incidentally, just so you know and are not concerned in the future, you work income at any time after you hit your FRA, would not reduce your SS benefit. You are free to earn as much as you wish. (Very high earnings, however, can increase your Medicare premium, thereby reducing your NET payment.)
Oh, you made a point to mention your 2014 income, ergo my comment.Was your drug plan $63.80 last year and this year? (Sorry if I am beating a dead horse, but you'd be surprised at the things that get left out, and since I don't know you, best to ask and be sure.)
You need to re-read my question.
I am going to opt out - perhaps you will find easier communication with an alternative SS professional.
John, do you have your 1099 for 2015 yet? From the SSA?
(I am giving this 1 last go, as it seems no one is jumping in to take over for you.)