Social Security Questions? Ask a Social Security Expert
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Here are the requirements to receive the ex spouse benefit: if you are divorced, but your marriage lasted 10 years or longer, you can receive benefits on your ex-spouse's record (even if he or she has remarried) if:
1) you are unmarried;
2) You are age 62 or older;
3) Your ex-spouse is entitled to Social Security retirement or disability bhenefits
3) the benefit you are entitled to receive based on your own work is less than the benefit you would receive based on your ex-spouse's work.
The loophole to collect this benefit while still being able to suspend your benefit will be eliminated on May 1, 2016 so yes you need to refile this before that time although you will get a slight deduction for taking it before age 66 but you have to get the benefit while still growing your regular benefit.
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