Social Security Questions? Ask a Social Security Expert
My name is***** and I will be helping you with your question today. This is for informational purposes only and does not establish an attorney client relationship.
You need to have 40 credits in order to retire for social security, so you would not have enough for SS as of yet. Your benefit is determined by averaging your earnings over 35 years, so the 25 years you are lacking will have 0 averaged in which will decrease your benefit. You should have a nice pension with your federal government but you will be subject to the windfall elimination and pension offset that will take away from your benefit. See link for description: https://www.ssa.gov/policy/docs/ssb/v74n3/v74n3p55.html
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