Social Security Questions? Ask a Social Security Expert
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I can't be 100% sure but I believe they are talking about the "file and suspend" loophole. Normally, your spouse can only start the spouse's benefit after you start your own benefit. There's an important exception called "file and suspend," but it only applies after you attain your retirement age normally 66. In this instance, you can file for your own benefits and then immediately suspend them. That allows your spouse to start the spouse's benefit, while your benefit earns delayed retirement credits. So what they are talking about is this process and the loophole that will close in May of this year. It can allow you or your spouse to gain valuable credits to your ss benefit which can add up to a lot of extra money which is why they are closing the loophole in the first place,
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