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Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13284
Experience:  19+ years legal exp. - 10+ years owning/operating her own SSD Law practice.
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Working part time after retiring?
, My question is: I

Customer Question

Customer: Working part time after retiring?
JA: Thanks. Can you give me any more details about your issue?
Customer: My question is: I plan to retire next year at age 67 (my full retirement age is 66) and continue working on a part-time basis. Since i will be collecting Social Security, do I continue to pay into SS?
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Submitted: 11 months ago.
Category: Social Security
Expert:  Stephanie O Joy, Esq replied 11 months ago.

Good afternoon and Happy New Year to you.

Yes, because SS is a tax we all must pay on work earnings, we pay it regardless of our age or benefits status, just like our other income taxes. That said, as you likely know, you are no longer subject to the earnings limit that applies to those under full retirement age - so you can earn as much as you wish and continue to collect your SS. Also, if you wanted, you could suspend your SS benefits til age 70 (if you can afford to live on what you earn from work), so that you can later have an increased benefit by about 8% per year you defer (to age 70). That could be a 32% increase if you are only 66 now, that you'd be collecting each month if you start at age 70.

Expert:  Stephanie O Joy, Esq replied 11 months ago.

I hope this helps! My goal is toprovide you with excellent and accurateservice – if you feel you have gotten anything less, please reply back, Iam happy to address follow-up questions.

Kindly rate me "excellent"when you are done. I look forward to assisting you in the future, shouldyou have legal questions. Be sure tostart future posts with "To ***** Esq., ONLY" ifyou want me to specifically answer it.

Sincerely, ***** ***** Joy, Esq.

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