Ask Social Security Questions and Get Answers ASAP
You might have a recourse if you APPLIED for spousal benefits and your application was rejected.
If however you did not apply - there is no recourse, unfortunately.
However if you do receive social security benefits - and if you are eligible for benefits based on your own earning record AND for spousal benefits - you woudl ALWAYS receive your benefits first - and additional amount if spousal benefits are higher.
You may not elect which benefits to receive if you qualify for both.
"suspend until age 70" - means you will NOT receive social security benefits.
When you plan to "apply now for the spousal benefit" - that is not suspend...In additional - as I mentioned above - we may NOT elect which benefits to receive.
If you are eligible to both social security benefits based on your earning record AND spousal benefits - the SSA will pay your benefits first and if spousal benefits are higher - your benefits will be increased by that difference.
If you think that you may suspend your benefits and at the same time receive spousal benefits - that is not correct interpretation and will not work - you either receiving benefits OR not receiving (suspend).