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Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13281
Experience:  19+ years legal exp. - 10+ years owning/operating her own SSD Law practice.
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Have been scammed with the scammer securing my wifes ss

Customer Question

have been scammed with the scammer securing my wifes ss number. How can i freeze the number so no one can else use it ?
Submitted: 11 months ago.
Category: Social Security
Customer: replied 11 months ago.
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Expert:  Stephanie O Joy, Esq replied 11 months ago.

You generally can not "freeze" a SS number. It is extremely rare, and for reasons other than fraudulent use, that the SSA will issue a new number (often for domestic abuse cases where the person needs to not be found by the abuser for life and death reasons).

Expert:  Stephanie O Joy, Esq replied 11 months ago.

The avenue to use is to, as you may have started, contact all 3 major credit bureaus and ask for a fraud alert. They can last for several years. Anytime someone tries to borrow money under your wife's SS number/name, it won't go through until the lender takes extra measures, such as calling your wife and speaking to her about whether this was in fact her, seeking a loan.

Expert:  Stephanie O Joy, Esq replied 11 months ago.

I did this very thing a few years ago, when identity theft occurred with regard to my name and SS, and a loan taken out (unbeknownst to me until my credit plummeted when the loan was not paid according to its terms (not paid at all).

Customer: replied 11 months ago.
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Expert:  Stephanie O Joy, Esq replied 11 months ago.

Proper reporting to those that control her credit, is the avenue to take. Generally, you will have to file a police report, for technicalities sake, although they won't be able to solve it - but it will be part of the protection for your wife with regard to any fraud already taken against her.

Expert:  Stephanie O Joy, Esq replied 11 months ago.

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