Social Security Questions? Ask a Social Security Expert
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Not necessarily. I am assuming your full retirement age is 65, at this point earning additional income will not reduce your benefits. It means you will get the same amount if you work or not. Unfortunately your benefits will not increase either when you stop working.
Because you applied for your benefits BEFORE your full retirement (65 or 66, depending on your date of birth) your benefits had been permanently reduced. Your benefits are calculated using earnings from your best 10 years during your last 40 years. So, unless you make more than you ever made, your social security benefits will most likely not change with additional credits you earn while working.
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