If you are eligible for surviving spouse benefits based on your spouse earnings AND for social security benefits based on your own record - you may only receive ONE benefits - but the largest you are eligible.
If your own benefits are higher - you will receive YOUR benefits, but if surviving benefits are higher - you will receive your own benefits first PLUS additional amount for the difference.
Reduction of social; security benefit sis based on whether you reach your full retirement age (FRA) or not. Your full retirement age is 66.
You can work and receive your social security benefits at the same time.
If you are under full retirement age for the entire year, SSA will deduct $1 from your benefit payments for every $2 you earn above the annual limit. For 2015, that limit is $15,720.In the year you reach full retirement age, SSA will deduct $1 in benefits for every $3 you earn above a different limit. In 2015, the limit on your earnings is $41,880 but they only count earnings before the month you reach your full retirement age.
Starting with the month you reach full retirement age, you can get your benefits with no limit on your earnings.
The earnings limits amounts for 2016 are not yet available.