Social Security Questions? Ask a Social Security Expert
There is no deadline - and you may bring all that information to your social security office.
Ther eis no need to wait till you turn 65 - and I suggest to apply as soon as possible.Based on your information - you are eligible for survival social security benefits based on your spouse working record.
If these benefits are more than your own benefits - you will be getting additional benefits for the difference.
Following publication might be extremely helpful to understand your benefits
See page 5 - Who can get survivors benefits based on your work?• Your widow or widower may be able to get full benefits at full retirement age. The full retirement age for survivors is age 66 for people born in 1945-1956 and will gradually increase to age 67 for people born in 1962 or later.
Your widow or widower can get reduced benefits as early as age 60.
If your surviving spouse is disabled, benefits can begin as early as age 50.
So far you are eligible for survivors benefits NOW and may apply immediately.
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If you still have any doubts, need clarification - please be sure to ask.I am here to help you will all tax related issues.