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Yes - you may start collecting Survivors Benefits based on your spouse's working record.However - because you are still below FRA - full retirement age - if you continue to work - your benefits will be reduced based on your earning. With earned income ~$85,000 - you woudl not get any social security benefits.If you stop working or if your earning will be below certain limit - you will be entitled for reduced social security benefits. Survivors benefits that start at age 60 are always reduced by 28.50%.
As your year of birth is 1956 - your Full (survivors) Retirement Age is 66 - so - if you start benefits before that age - your benefits will be reduced.That reduction will affect your own benefits which will be reduced as well.
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