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Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13283
Experience:  19+ years legal exp. - 10+ years owning/operating her own SSD Law practice.
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I am 49 receiving disability my husband passed at years of

Customer Question

I am 49 receiving disability my husband passed at 69 years of age 2 months ago,so I think I recieve ssi now. I also receive his workman's comp of 1,800 a month and I just received a life insurance of 250,000 am I still able to receive disability? should I just pay my house off that I owe 200,000 on. From CO
Submitted: 11 months ago.
Category: Social Security
Expert:  Stephanie O Joy, Esq replied 11 months ago.

Good evening, with regard to your post:

"I am 49 receiving disability -------- OK, so you receive SSDIB on your own prior work record, yes?

"my husband passed at 69 years of age 2 months ago,so I think I recieve ssi now. ------ You should likely be receiving exactly what you were receiving, which is likely not SSI, if your spouse worked and earned while you were disabled.

"I also receive his workman's comp of 1,800 a month and I just received a life insurance of 250,000 am I still able to receive disability? ------- YES, if you are getting SSDIB based on your own work record and NOT SSI. Supplement security income is not social security insurance benefits and it is welfare/needs based. So when you no longer "need" the SSI, it stops. Whereas, SSDIB, you earned and paid for and you need not be poor to claim such benefits.

should I just pay my house off that I owe 200,000 on. From CO ----- That would be a great question for your financial planner. But, if you are NOT collecting welfare, this would not be necessary from an eligibility point of vew.

Expert:  Stephanie O Joy, Esq replied 11 months ago.

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