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Phillips Esq.
Phillips Esq., Attorney-at-Law
Category: Social Security
Satisfied Customers: 17883
Experience:  B.A.; M.B.A.; J.D.
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I am 671/2 and still working full time. I started drawing

Customer Question

I am 671/2 and still working full time. I started drawing benefits off my late wife's account. I was told this would have no affect on my personal account and it would continue to accrue until I retire. I just wanted to verify that and find out what deductions are taken out of your monthly check once you decide to retire.
Thanks for your time.
Submitted: 1 year ago.
Category: Social Security
Expert:  Phillips Esq. replied 1 year ago.

I am 671/2 and still working full time. I started drawing benefits off my late wife's account. I was told this would have no affect on my personal account and it would continue to accrue until I retire. I just wanted to verify that

Response 1: That is correct.

and find out what deductions are taken out of your monthly check once you decide to retire. Thanks for your time.

Response 2: The following are deductions that may be taken from your check:

  • Medicare Premium payments,
  • Voluntary income tax withholding,
  • Payment of your appointed representative

The federal government can also garnish benefits under the following circumstances:

  • Enforcement of child, spousal or family support obligations,
  • Court-ordered victim restitution,
  • Collection of unpaid federal taxes,
  • Withholding to satisfy a current year federal income tax liability,
  • Non-tax debt owed to other federal agencies according to the Debt Collection Act of 1996 (Public Law 104-134).

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