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Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13284
Experience:  19+ years legal exp. - 10+ years owning/operating her own SSD Law practice.
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I began receiving SSDI benefits at the age of 59. I am not

Customer Question

Good morning. I began receiving SSDI benefits at the age of 59. I am not able to work full-time but I am hoping to work a few hours each week. My earnings will not reach SGA level. Since I have a few years with no quarters covered (college), I am wondering if these additional earnings will increase my SSDI benefits or my SSA retirement benefits when I get flipped to retirement at 66 (FRA).
Submitted: 1 year ago.
Category: Social Security
Expert:  Stephanie O Joy, Esq replied 1 year ago.

If it replaces any of your other included top 35 years, yes, it could incrementally increase your SSD which could increase your SSR, as a result. It may also be possible, if you find you can work enough to survive, even if PT, after FRA, to suspend your SSR from 66-70 to gain delayed retirement credits and increase your SSR by 32% (8% per year up to age 70.

Expert:  Stephanie O Joy, Esq replied 1 year ago.

I hope this helps! My goal is toprovide you with excellent and accurateservice – if you feel you have gotten anything less, please reply back, Iam happy to address follow-up questions.

Kindly rate me "excellent"when you are done. I look forward to assisting you in the future, shouldyou have legal questions. Be sure tostart future posts with "To ***** Esq., ONLY" ifyou want me to specifically answer it.

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Expert:  Stephanie O Joy, Esq replied 1 year ago.

Hello again. It is month end -Please, if you haven't yet had the opportunity to do either of the items below, I ask that you do so now, because itis the only way I can receive credit for time spent with you. Please:

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StephanieO. Joy, Esq. – Your Online Legal Professional