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Ask Lane Your Own Question
Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 11387
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
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Can I get ssi and ssd if I have retired and didn't file and

Customer Question

can I get ssi and ssd if I have retired and didn't file for disability and just took ssi
Submitted: 1 year ago.
Category: Social Security
Expert:  Lane replied 1 year ago.

Hi,

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SSDI is based on having enough time/work in the system that you are insured AND that you qualify as being disabled.

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And SSI, as you likely know,is needs based

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It IS possible to get both SSI and SSDI

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In certain circumstances, you can collect SSI and SSDI at the same time (called "concurrent benefits"). This happens when a disability applicant is approved for Social Security Disability, but receives only a low monthly payment. (A low SSDI payment can be caused by not working much in recent years or making low wages.)

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But you mentioned being retired ... Generally, you can't receive Social Security retirement and disability benefits at the same time.

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The one exception to this is where you takes advantage of early, reduced retirement benefits, which can be done at age 62, and then is approved for disability benefits.

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Let me know if you have questions

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Lane

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