Social Security Questions? Ask a Social Security Expert
Hi from just answer. I'm PDtax, and can assist.
It is true, but the total benefit for Mom would cap at 50% of Dad's. If his benefit was $2,000, and hers on her work record $800, she might get an additional $200 per month to get to 50% of his.
Best to go to a local SSA office to review the records and apply if there's a benefit.
Thanks for asking at just answer. Positive feedback is appreciated. I'm PDtax.