Social Security Questions? Ask a Social Security Expert
Hi from just answer. I'm PDtax, and will assist.
The choice of benefits, disability based on your own work history or divorce benefits based on a percentage of your ex's work history, ages, and other factors make the best choice unique to each person.
An example: claimant is disabled and gets $1,000 per month disability from social security. He was married, and both he and his ex are 62. Her early claim amount is $1,200. His would be $456. He shouldn't change his benefit claim.
Same example, except you are both 68, and her benefit is $2,400. Your divorce benefit would be $1200. You would get your $1000 plus $200 more.
I hope that helps. Thanks for asking at just answer. Positive feedback is appreciated. I'm PDtax.