Social Security Questions? Ask a Social Security Expert
Hi from just answer. I'm PDtax, and can assist. The key is in how your benefits were estimated.
The social security estimator assumes you will continue to earn the same as your last year's income unless you tell it differently. That is the key to your question.
You don't lose any benefits by doing what you have planned, but the estimate of your benefits might call for a second look. I like the strategy myself. Your benefits grow at some 7% per year risk free. That will be hard to match in today's investment world.
www.ssa.gov/myaccount/ is a link to SSA's my account feature, which allows for a very accurate estimate of benefits. Using this will allow you to evaluate scenarios, including not adding to your wage base going forward.
Thanks for asking at just answer. Positive feedback is appreciated. I'm PDtax.