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Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 10142
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
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I am a 64 year old dissabled, widower. Disabled in 2001. I

Customer Question

I am a 64 year old dissabled, widower. Disabled in 2001. I began receiving widower benefits at 62. I do not recieve disability. I receive $1040 monthly in spouses benefits. Is their anything that will increase my benefits.
Regards,
M. Combs
Mcombsiii&gmail.com
Submitted: 1 year ago.
Category: Social Security
Expert:  Lane replied 1 year ago.

Hi,

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If you receive benefits as a widow or widower or as a surviving divorced spouse, you can switch to your own retirement benefit as early as age 62. This assumes you are eligible for retirement benefits and your retirement rate is higher than your rate as a widow, widower or surviving divorced spouse.

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In many cases, a widow or widower can begin receiving one benefit at a reduced rate and then, at full retirement age, switch to the other benefit at an unreduced rate.

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But, so sorry, if you are not qualified on your own work record that wouldn't help

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