Hi Jodi! I am so sorry for your injury. This is extremely complicated, it seems. Just to be sure I understand:
You have an SNT, meaning a Special Needs Trust, that holds your personal injury settlement moneys. Is this correct?
Who is the contingent beneficiary(ies), should you pass?
You also have SSDIB benefit, as a form of income. Yes?
With the SSDIB, do you have a Representative Payee? Or does the monthly check come right to you?
When you say MSA, do you mean Medicare Set Aside, or do you mean Marital Settlement Agreement?
I'll await your answers. I do have to run out for a bit to a meeting for my regular practice, but I'll check back later. So do feel free to provide answers at your convenience and go about your day, if we don't match up here. I appreciate your asking me your question.
PS. Don't rate yet, as I have not completed my answer, obviously! Thanks!