Social Security Questions? Ask a Social Security Expert
Hi, my name is ***** ***** my goal here is to provide you with the most complete and accurate answer possible.
Unfortunately, the only way to get additional credits for Social Security retirement benefits is to work and have the earnings reported to the SSA. There is no way to buy or sell credits.
The only way around this is if you worked in a foreign country where the United States has a Totalization Agreement, or Social Security Treaty, you might be able to transfer credit from the other country's Social Security system.
I hope this answers your question. Please let me know if I can clarify anything or answer any additional questions. Thanks, Jonathan