Hi, my name is ***** ***** I thank you for your inquiry. I have been practicing SS law full time for 10+ years and look forward to assisting you.
As you likely know, the WEP (Windfall Elimination
Provision) corrects such a worker's estimated SS retirement benefit to properly apply his lifetime income figures, after getting such unknown information at the time of application for benefits - as such, some people (but not all) will see a downward correction, if their original estimates prior to application including a "welfare" addition to their SS benefit, that is only allowed for poor earners, and it is later determined that they are not poor enough for that extra welfare portion.
However, in another law, called GPO (Government Pension Offset
), that same worker will have a spousal or survivor benefit (both are "dependent" benefits") offset by 2/3 of his/her Government pension, in order to treat him/her the same as a non government pension worker, who is also not permitted to gain a spousal or survivor benefit on top of her own benefit. So if the Government pension is very large, the larger the offset, which can very likely, then, eliminate any "net" of the SSA dependent benefit. However, if the govern pension is, say $1000/mo and the SS spousal benefit would be $1000 also, then the SS dependent benefit would be $1000-667= 333. THis is a little more favorable than non-government pension workers, who can't take any dependent benefit if it is not higher than their own, if and if it is, they only get the difference, not both.
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