Social Security Questions? Ask a Social Security Expert
Your wife is entitled to her SS and one half of yours, which ever is greater. But you cannot compare what your wife receives with others as it all depends how much each tax payer has earned and how much SS taxes were paid into the system. Likewise, when your wife took SS at age 62, whether she was collecting one half of yours or her own benefit, it was automatically reduced by 30% for taking benefits early at 62. Hope this helps. I wish you both well.