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Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13282
Experience:  19+ years legal exp. - 10+ years owning/operating her own SSD Law practice.
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My husband die 3 yrs ago if i apply retirement which a lot

Customer Question

my husband die 3 yrs ago if i apply for his retirement which a lot more than my will his creditors came after me?
Submitted: 1 year ago.
Category: Social Security
Expert:  Stephanie O Joy, Esq replied 1 year ago.

The creditors will not make a decision to seek compensation from you based on your collecting a widow's benefit vs. your own, or none. They will not even know which one you are taking.

In fact, your social security benefits are exempt from being garnished, from commercial creditors of your own or your husbands (assuming that these creditors had standing to go after your for his debt to begin with, which is often not the case). And your collecting YOUR survival benefit does not give creditors more of a right against you.

Expert:  Stephanie O Joy, Esq replied 1 year ago.
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