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Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13281
Experience:  19+ years legal exp. - 10+ years owning/operating her own SSD Law practice.
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My husband died 3 years ago. He would have been 66 this year.

Customer Question

My husband died 3 years ago. He would have been 66 this year. I am now 61. If I retire when I am 62, can I claim his retirement income? Also, what happens if I get married later on?
Submitted: 1 year ago.
Category: Social Security
Expert:  Stephanie O Joy, Esq replied 1 year ago.
As a widow, assuming you are not earning too much to be semi retired, you can collect a reduced survivor benefit based on your deceased spouse's record, starting at age 60. However, whenever we collect anything other than disability before our full retirement age, we suffer a reduced amount, up to 30% less, because were are taking those early months. It can be helpful to determine what benefit will be your greatest potential: your own maximized benefit (starting at age 70) or a maximized survivor benefit (starting at age 66+, YOUR FRA).You can marry after age 60 without it effecting your current benefits.
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mso-hansi-theme-font:minor-latin;}I hope this helps! My goal is to provide you with excellent and accurate service &ndash; if you feel you have gotten anything less, please reply back, I am happy to address follow-up questions. Kindly rate me "excellent" when you are done. I look forward to assisting you in the future, should you have legal questions. Be sure to start future posts with "To Stephanie O Joy Esq., ONLY" if you want me to specifically answer it. Sincerely, ***** ***** Joy, Esq.Your online legal resource!

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