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Stephanie O Joy, Esq
Stephanie O Joy, Esq, Soc. Sec. Attorney
Category: Social Security
Satisfied Customers: 13284
Experience:  19+ years legal exp. - 10+ years owning/operating her own SSD Law practice.
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I am 64 yrs old My husband died 2 yrs ago and was collecting

Customer Question

I am 64 yrs old My husband died 2 yrs ago and was collecting social security. I didnt know at the time that I can collect his social security. Can they go back 6 or 12 mts and backpay on this ? I am not disabled
Submitted: 1 year ago.
Category: Social Security
Expert:  Stephanie O Joy, Esq replied 1 year ago.
Hi, you can collect a survivor benefit, yes, if you are of low enough earnings. You are subject to an earnings limit because this is a form of retirement and you are not yet old enough for full retirement. Yes, it is possible to get up to 6 months retroactive survivor benefits, at times. Note this, however: If your potential survivor benefit at its MAX POSSIBLE is greater than your own benefit at ITS OWN MAX POSSIBLE, then you may want to consider waiting til the age where that survivor benefit, that you will be receiving the rest of your life, is as high as it can get. That means waiting until YOUR full retirement age to collect or switch to survivor benefit.
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mso-hansi-theme-font:minor-latin;}I hope this helps! My goal is to provide you with excellent and accurate service &ndash; if you feel you have gotten anything less, please reply back, I am happy to address follow-up questions. Kindly rate me "excellent" when you are done. I look forward to assisting you in the future, should you have legal questions. Be sure to start future posts with "To Stephanie O Joy Esq., ONLY" if you want me to specifically answer it. Sincerely, ***** ***** Joy, Esq.Your online legal resource!