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Phillips Esq.
Phillips Esq., Attorney-at-Law
Category: Social Security
Satisfied Customers: 17539
Experience:  B.A.; M.B.A.; J.D.
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I am 63 with parkinsons i need my insurence so still working

Customer Question

i am 63 with parkinsons i need my insurence so still working i dont know how munch longer iwant to file for my social security but also thinking of filing for disablity what to do should i file for social sec. first or disablity or both together
Submitted: 1 year ago.
Category: Social Security
Expert:  Phillips Esq. replied 1 year ago.
Hello: This isCustomer I am a licensed Attorney and I will be assisting you today.
i am 63 with parkinsons i need my insurence so still working i dont know how munch longer iwant to file for my social security but also thinking of filing for disablity what to do should i file for social sec. first or disablity or both together
Response: You cannot file for retirement benefits and disability benefits at the same. Since you are not at your Full Retirement Age (between 65 and 67), you need to file for disability benefits. If approved, your disability benefits will automatically convert to retirement benefits at your Full Retirement Age. To find out your Full Retirement Age, click on the link below:
http://www.socialsecurity.gov/planners/retire/agereduction.html
You would be eligible for Social Security Disability benefits if you can show that you have worked long enough to earn benefits and that you are unable to work because of your disability and that your disability is expected to last for at least 12 months. Social Security Administration has a very strict definition of disability.
Your ailment should be on the list of impairments. Click here to see the list:
http://www.socialsecurity.gov/disability/professionals/bluebook/AdultListings.htm
You can apply for benefits online or make appointment to go to your Social Security Administration local office. You are better off doing it online in the privacy of your home--you can take your time in completing the application and the disability report.
The process is a long one and it would require a lot of patience from you:
(1) Your initial application would most likely be denied;
(2) Then, you would be given opportunity to ask for review. New updated disability report should be completed as part of this request for review. You could be turned down by the reviewing officer on your second go at it;
(3) You would be given another opportunity to appeal, this time to the Administrative Law Judge ("ALJ"). This is where most people get approved for benefits. It could take up to a year for your case to be resolved.
You can get an Attorney to assist you once you have applied and have been turned down so that the Attorney can handle the requests for appeal for you or you can get an Attorney to assist you from the beginning. Attorneys cannot charge up front for helping you apply for disability benefits. Attorneys only get paid if you are approved for benefits and they get paid a percentage of your past due benefits. The fees that the Attorneys can charge are regulated by the Social Security Administration. You can also see if you can get assistance from legal services organizations in your area for free.
Click here to see how Attorneys get paid for disability claims:
http://www.ssa.gov/pubs/10075.html#part6
Click on the links below to find Attorneys that handle disability claims:
http://www.justia.com/
http://www.lawyers.com/
Click on the links below to start the application process:
(A) The Steps:
http://www.ssa.gov/applyfordisability/?h
(B) Checklists:
http://www.ssa.gov/hlp/radr/10/ovw001-checklist.htm
(C) Application:
https://secure.ssa.gov/iCLM/dib

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